Ph IconClick to Call Ph IconClick to Text
Heydari Financial Group

3120 Southwest Fwy, Suite 218
Houston, TX 77098

Map IconGet Directions
  • Inverted Comma Icon GET A QUOTE
  • Arrow Icon
    Car Icon Auto
  • Arrow Icon
    Home Icon Home
  • Arrow Icon
    Commercial Icon Commercial
  • Arrow Icon
    Life Icon Life
  • Arrow Icon
    Flood Icon Flood
Commercial Insurance

Whether you live in Houston. TX or neighboring areas, owning a business in Texas is the American dream for many of our customers. In order to provide our clients with the best insurance options available, our team at Heydari Financial Group offers commercial insurance that not only meets Texas requirements but provides additional protection for...

Get a Quote

  • Texas Boat/Watercraft Insurance Coverage
  • Texas Condo Insurance Coverage
  • Texas Life Insurance Coverage

Boat/Watercraft Insurance in Texas

You purchased your boat or personal watercraft to make the most of your recreational time. Don't waste those hours on the water worrying about insurance coverage for your investment. Let the experts at Heydari Financial Group in Houston, TX find insurance solutions that provide the best coverage at the best value.

Do I Need a Separate Policy for My Boat?

Homeowner's insurance policies in Texas usually cover some damage to boats but on a limited scale. Separate boat insurance policies can offer you more peace of mind for repair or replacement of your boat. Boat insurance also has a liability component that can pay medical bills and claims of damage to other people's property.

Three Types of Boat Policies

There are three types of policies available for boat owners in Texas.

  • Replacement coverage repairs or replaces your boat.
  • Actual Cash Value coverage repairs or replaces your boat at what it is worth in today's dollars. This option doesn't replace a boat for what it sold for ten years ago. Its formula considers depreciation over time.
  • Agreed Upon Value coverage repairs or replaces boats up to a certain pre-determined amount of money.

What if I Don't Use the Boat Year-Round?

Heydari Financial Group can offer you choices in layup provisions if you only use your boat during certain months of the year. Heydari Financial Group experts can also work with you if your coverage needs to include taking the boat out onto the ocean.

Contact Us Today

Let Heydari Financial Group in Houston, TX provide you with peace of mind when it comes to protecting your investment in your boat. Our customer-focused approach works to save you money while providing you with excellent insurance coverage. Call our office or send us an email and put us to work for you. Our customer service has made all the difference since 1994.

Latest news and articles

Refresh News Feed