If you have dependents relying on you for financial support, you need to have life insurance. At Heydari Financial Group, we provide life insurance to consumers in Houston, TX.

The following are four things that may surprise you regarding life insurance. 

Seniors can get life insurance.

Some people think that only consumers who are young and healthy can qualify for life insurance. However, this is not always the case. You may be able to take out a life insurance policy even if you are a senior citizen. 

Life insurance policies can be designed for handling end-of-life expenses.

It would be best if you didn’t assume that life insurance is only for young parents who want to protect the financial future of their children.

Many consumers who purchase life insurance don’t have dependents they need to support. Life insurance is often purchased by consumers who only want to cover their end-of-life expenses when they pass away. 

Life insurance policies can offer great benefits when it comes to accumulating savings.

A life insurance policy is not only about a death benefit payment. Whole and universal life insurance policies accumulate cash value over time so that they offer a savings component in addition to a death benefit. 

Life insurance policies can offer immediate payment after an approved claim is filed.

Consumers sometimes think that investing in life insurance is not worthwhile because they believe that it will take forever for their beneficiaries to receive a death benefit. 

The truth is that, in most cases, life insurance policies pay out a death benefit surprisingly quickly after a claim is filed. 

You can learn more about life insurance options in Houston, TX, by getting in touch with us at Heydari Financial Group. Call us now for a quote on a life insurance policy.