As a homeowner, you want your home to be well protected. At the same time, you want to save on home insurance costs. By making certain home improvements, you can benefit from both. Home upgrades that improve the security and function of your home could save you money on your premium. By talking to a Heydari Financial Group agent, you can see if the following upgrades qualify you for a discount on your home insurance.
Advanced Security System
Various factors affect the cost of your home insurance. Location is one of them. If you live in a high crime area in Houston, TX, you could pay more on your premium. By installing a security system, you reduce the risk of theft and vandalism, which could help lower your insurance rates. Be sure to inform your insurance agent of any changes you make to improve your home’s security whether it be installing deadbolts, sensors, security cameras, alarm system, or other upgrades.
The roof of your home will protect your home’s structure and interior from storm, wind, or hail damage. If you have an older home, upgrading your roof could increase your protection against the elements. Your new roof should be able to withstand adverse weather conditions in Houston to include high winds, rainstorms, hail, etc. Investing in a new roof could help reduce your insurance premium.
Smart Home Add-ons
Smart home gadgets that improve the efficiency and security of your home could also make you eligible for discounts on your home insurance. With smart technology, homeowners can activate an alarm system, lock doors, turn lights on and off, or get video surveillance of their property, even when they’re far from home. These extra security measures could qualify you for lower insurance costs.
To learn more about home insurance coverage and costs, contact Heydari Financial Group in Houston, TX.